Personal finance for Mac & iPhone

Your entire financial life,
beautifully in one place.

Wiselet brings your accounts, subscriptions, debts, investments, income and goals together in one native app for Mac and iPhone. No bank connection, no sign-up — just your money, synced through your own iCloud.

Mac & iPhone · synced via iCloud New: Apple Pay payments, logged for you Private by design
Wiselet Home on a MacBook showing total net worth, its split between accounts and investments, and recent transactions
Wiselet Home on iPhone with total net worth and recent transactions
Everything you need

One app for your whole financial picture

Wiselet replaces a folder full of spreadsheets and half a dozen apps with a single, focused, native experience.

Accounts & Net Worth

Every account in one place, in any currency. See your real net worth at a glance, with transfers, split purchases and category insights.

Subscriptions

Every subscription with its next charge and what it costs you a month and a year, plus a reminder before each renewal.

Investments

Stocks, ETFs and funds with live prices. Organize holdings into wallets and follow today's move, your total return and every sale.

Income & Taxes

Payslips with the gross, the deductions and the net that reaches your account — and a forecast for the rest of the year.

Debts & People

Keep track of what you owe and what you're owed, person by person. Settle balances in a tap and turn them straight into transactions.

Private by design

No sign-up and no bank connection. Your finances live on your device and sync through your own private iCloud — no ads, no tracking.

A closer look

Built around how you actually manage money

Each part of Wiselet is a focused, polished tool — and they all add up to a single, honest view of your finances.

Home

Your real net worth, at a glance

Accounts and investments add up to one honest number, in your currency. Open Wiselet and see what you have, where it is and what moved recently.

  • Accounts in several currencies, converted automatically
  • Transactions by category, with trend and breakdown charts
  • Quick expenses to log the everyday stuff in two taps
  • Transfers between accounts, split purchases and smart category order
Wiselet Home on a Mac showing total net worth split between accounts and investments, and recent transactions
New · Apple Pay

Pay. And it's recorded.

Set up a Shortcuts automation once and every in-store Apple Pay payment on your iPhone lands in Wiselet as an expense, on the account you chose — with an undo if you need it.

  • A ready-made automation on iOS 27, step-by-step guides for earlier versions
  • Each card goes to the account you choose
  • Payments to review and undo, so nothing slips through wrong
  • Recorded on iPhone, in sync on your Mac
Wiselet on a Mac presenting Apple Pay payments: a card payment at Café Botánico recorded as an expense
Obligations

Subscriptions & debts, fully under control

Every subscription with its next charge and what it really costs you a month and a year — plus debts both ways, person by person.

  • Monthly, yearly or custom cycles with the next charge always visible
  • A reminder before each renewal
  • What you owe and what you're owed, by person
  • Settle a debt and the transaction is recorded for you
Wiselet Obligations on a Mac with monthly subscription cost, what is left this month and the next charges
Budgets & Goals

Know how much room you have left

Budgets update with every expense you log and tell you calmly when you're getting close. Saving goals show whether you're ahead or behind, and when you'll get there.

  • Global or per-category budgets: weekly, monthly, quarterly or yearly
  • One heads-up per period, never a stream of alerts
  • Saving goals with a date and a clear pace
  • Contributions from any account
Wiselet Budgets on a Mac with the room left this month and per-category spending bars
Investments

Your portfolio, without the noise

Add your stocks, ETFs and funds and Wiselet keeps the prices up to date. Organize them into wallets and follow today's move, your total return and every sale.

  • Live prices for stocks, ETFs and funds
  • As many wallets as you need, each with its uninvested cash
  • Today's and total return, per holding and per wallet
  • Detailed charts from one day to five years
Wiselet Investments on a Mac with total portfolio value, total change and holdings by wallet
Work Income

Know exactly what you take home

Log your payslips with the gross, the deductions and the net that reaches your account. Wiselet adds up the year and forecasts the rest of it.

  • Gross, deductions and net for every payslip
  • Income tax, social security and employer contributions at your rates
  • Recurring payslips with flexible cycles
  • A forecast for the rest of the year
Wiselet Work Income on a Mac with net pay for the month and the year, taxes withheld and the yearly forecast
And there's more

Private, connected and always in sync

The details that make Wiselet feel effortless every single day.

Private by default, synced everywhere

No email, no password, no account to create. Your finances are stored on your device and sync between your Mac and iPhone through your own private iCloud — never profiled, never sold. And since you log your movements yourself, no banking credentials are ever involved.

No sign-up No bank connection Private iCloud sync No ads, no tracking Works offline

Prices that keep up

Live prices for stocks, ETFs and funds, updated automatically from public market sources.

Multi-currency

Hold accounts in any currency with up-to-date exchange rates.

Smart Suggestions

Optional category suggestions as you type. Off by default and only with your permission.

A real Mac app

Not a cut-down mirror: same data, same screens and a native sidebar. Start on iPhone, finish on Mac.

Smart reminders

Get notified before subscriptions renew or debts come due — on your schedule.

Take control of your money today

Get Wiselet on Mac and iPhone and bring your accounts, investments, subscriptions and goals together — privately, in one place, in sync.

We're listening

We value your feedback

Help us make Wiselet better. Share your thoughts, report a bug, or suggest a feature.